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Check what your local council allows before you commit to a design.You may be able to separate the mailing address, and arrange for individual utility bills; however, building a granny flat does not permit the actual subdivision of your property – unless it’s already allowed under a local planning scheme.At Gateway, we offer Australia’s first purpose-designed granny-flat loan that makes it even easier for those wanting to add a secondary dwelling.As of the first August 2013 due to changes in legislation you can rent out a classic granny flat to assist you with additional income. Let’s say you have teenage kids who need their own space.

They must be able to offer the option of a construction loan, or the choice to access equity in your property for the specific purpose of building a granny flat.Whilst you can build a separate dwelling on your lot that is completely detached from the main house, there are also alternative building types to consider.For example, you can convert part of your existing home into an ancillary dwelling by separating one part of the house.Depending on your needs, you may opt for an architecturally designed granny flat that works harmoniously with the main dwelling.Every property is unique – so look for the solution that works best for your property and budget.

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